What is a CRED App?:

CRED is a members-only club that rewards individuals for their timely credit card bill payments by providing them with exclusive offers and access to premium experiences. It is a platform that allows credit card users to manage multiple cards along with an analysis of their credit score. Members with a high Experian or CRIF score are eligible for exclusive rewards upon payment of their credit card bills through the app. Among many of the features in the app are CRED’s credit card spend tracking and management feature which provided the user with analysis of spend tracking and efficiency of usage of the card

How to Download Cred App and Earn Money?

  1. Download the Cred app from Google Playstore or Apple store.
  2. Sign-up using your mobile number.
  3. Enter your card details and verify your credit card on Cred App. Wait for the approval of your card.
  4. Once your credit card is approved, make your first credit card bill payment on cred app using UPI, Netbanking or debit card
  5. On successful card payment cred will give you coins equal to your credit card bill payment. You can use these coins later for vouchers Redeem.
  6. On every referral, you also get 10 Gems. Refer more and earn more money.

How CRED works

  1. apply for CRED membership log on to CRED with your name and number and apply to be a member
  2. pay your credit card bills to verify your cards, pay your credit card bills and earn equal CRED coins
  3. claim exclusive rewards use CRED coins to claim rewards from brands you love and enjoy the CRED experience

Cred is safe to use?

Cred is committed to protecting the data and information of members. Cred works on the guiding principle of opt-In consent and full transparency. cred rock-solid secure processes and technology implementations combined with regulatory compliance is how cred access, store and use member data.


How do I use my cred rewards?

On successful card payment cred will give you coins, each Cred coin is equal to Rs 1. These coins can then be used to claim rewards from vendors like Ixigo and FreshMenu, among others. You can also use the option to ‘burn’ your coins to win cashback, which is directly credited to your credit card


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